Creating a Family Budget

When you meet with a trusted financial advisor, budgeting is the first thing you should discuss with them. An advisor can give you advice about supporting your lifestyle while also servicing your debt and saving for the future. We often use a custom spreadsheet to help us organize the household expenses. The 70/20/10 structure is an excellent guideline to managing your life; the ratios are a target, and if you’re not there yet, keep working toward the targets.

To download this worksheet click on the links in the “Our Downloads” box.